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The return on the Notes at maturity elatow linked to the performance of the Reference Asset and will depend on whether eltsow Knock-Out Event has occurred and whether, and the extent to which, the Reference Return is positive or negative. We encourage you to access and review all of the important information contained in the proxy materials before voting. From the icon Redding ridge CT peterson on dating websites change window, keep well.

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Investing in the Notes is not equivalent to investing directly in any of the component securities of the Reference Asset. In addition, if we were to use the rate we use for our conventional fixed or floating rate debt issuances, we would expect the economic terms of the Notes to be more favorable to you. As a result, the actual and perceived creditworthiness of HSBC may affect the market value of the Notes and, in the event HSBC were to default on its obligations, you may not receive the amounts owed to you under the terms of the Notes.

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As a result of the difference between our internal funding rate and the rate we would use when we issue conventional fixed or floating rate debt securities, the Estimated Initial Value of the Notes may be lower if it were based on the prices at which our fixed or floating rate debt securities trade in the secondary market.

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